My last round of applications was a rather tough one to swallow so I ended up going back to basics and working with banks that I know would approve me. In no particular order here are the cards I went with:
Amex Everyday Preferred (30k)
Easy Amex approval as usual. I ended up cancelling my oldest Amex credit card to open up my 5th slot though.
Amex Business Rewards Gold (75k)
Another easy Amex approval. I ended up trading 2 x United pass for a 75k mailer. I will admit that such mailer can be found for cheaper but I didn’t care.
The fact that Amex business app does not report to personal report was a major plus for me.
Amex Delta Plat Business (70k + $100)
Yet Another easy Amex approval. As usual I only apply for Amex cards during their highest signup offer. Also Amex business app not reporting to personal report is a major plus.
UBS Visa Infinite (25k-50k)
I applied for it because it seemed interesting and I wanted to mess around with this card. As I mentioned in another post, I was matched to 50k offer which I think is a major win.
Citi AA Biz #2 (40k-60k)
Citi pulls Equifax for me and Equifax is my least used report so I didn’t think I would have much trouble getting this card and I was right.
This was my second AA Biz and I had applied through a 40k mailer without 1/24 language. I later SMed to get matched to 60k public offer. I obviously could have looked for a 60k or so mailer and SMed to get matched to an even higher offer but I didn’t bother to look around.
Chase Marriott Business (80k)
I thought this would be a easy one but it wasn’t. I was asked to fax my ID which I did. I later received a letter asking me to mail them the ID and I obviously complied but that lead nowhere. I have no idea what happened with this app and I didn’t care to find out.
5/6 approval felt good at the time but later on I wish I had followed up on my Marriott app. It doesn’t help that my Marriott points balance is around 5k only.